Bodily Injury vs. Personal Injury: What Is the Difference?
No one wants to think about needing to file an emergency injury claim. However, if you find yourself or someone you love injured due to no fault of their own, you might not have another choice. You need to act fast and file an appropriate injury claim.
What is the difference between bodily injury vs. personal injury and how can you know what claim to file?
If you or a loved one were recently injured in an accident, don’t worry. Here’s what you need to know before you start filing your claim.
Bodily injury claims often refer to injuries sustained from a vehicle accident or other form of physical harm. Rather than referring to the type of claim you’ll need to file, this type of injury relates to the physical injuries the victim has sustained. Types of injuries include, but are not limited to:
- Cuts and bruises
- Broken bones
- Nerve damage
- Head trauma
If you have bodily injury insurance, your insurance company will pay for any damages you cause to another individual. For example, your car insurance company may offer bodily injury insurance in case you cause an accident. You can also file a claim if you were injured at no fault of your own.
Whereas a bodily injury relates to the specific injuries you receive due to an accident, personal injuries are a specific claim that you can file. Should you be injured due to no fault of your own, you can file a personal injury claim against the offender. It is a form of civil harm often relating to negligence by another party.
For example, let’s say that you are being treated by your doctor and they neglect to care for your injuries. You may be entitled to file a personal injury claim against them if you are harmed due to this neglect.
What’s the Difference?
You may still be wondering what the difference is between bodily vs personal injury. The main difference between the two is how the victim has been harmed. In the case of a personal injury, the damage was the direct result of neglect; meanwhile, in the case of bodily injury, the individual was injured as a direct result of another person’s actions; this could be intentional or accidental.
Regardless of which form of injury you need to file a claim for, you should hire an attorney to help you file and gather information. Remember to write down as much necessary information as you can prior to filing your claim, such as photo evidence of the accident, medical statements from any hospitals you visit, and so on.
Understand Bodily Injury vs. Personal Injury
Now that you understand the difference between bodily injury vs. personal injury, you can rest easy knowing that you’ve filed the correct claim. Take initiative and find a lawyer to help you with your case today.
Do you know someone who is struggling following an accident resulting in harm?
Don’t forget to share this article with your friends and family to help them learn the difference between claims!